The PayCards are not prepaid credit cards. They are a prepaid debit card. We do not offer credit cards or credit card applications. If you are unsure what the differences are between prepaid credit cards & a prepaid debit card, please give us a call.
Employees that use prepaid debit cards save time and money. Whether you have bad credit, no credit or don't have a bank account, you can get a pre-paid debit card as long as your employer or benefit provider offers direct deposit. If you don't have a bank account, you have to find a place to cash your payroll check. It seems to take longer and cost more every week. Now you can receive your payroll check via direct deposit on your prepaid card on the payroll date - for free.
If you carry around all of your cash or you're worried about what would happen if you lost it, or worse yet, was robbed, you can know your money is safe on a Prepaid MasterCard ®. Only take out cash when you need it. The prepaid MasterCard PayCard lets you pay most of your bills. You don't have to go buy money orders or pay for expensive wire transfers anymore.
Instead of giving employees cash advances or having to reimburse them for expenses on pay day, give them a PayCard. Now you can control how much they can spend and monitor what they spend it on. Other employees can have their payroll checks put on a prepaid MasterCard PayCard saving even more time and money. The prepaid cards are issued by Elan Financial Services.
The PayCard is issued by Elan Financial Services. MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license. Card is available to U.S. residents only. Prepaid debit card approval is subject to identity verification.
EMPLOYERS
Save Time and Money
Employers can save about $48/year/employee by eliminating paper checks.
Provide a Free Employee Benefit
Paycards save employees time and money. Give them extra security and convenience every payday.
Revolutionize Payroll Distribution
Improved solutions for Per Diem Pay,
Termination Pay, Commissions and More.
CARDHOLDERS
Low Fees
The PayCard/Payroll Card can be entirely free with no monthly or annual fees.
Convenience
No need to cash checks as money is available first thing on payday. Use at over 1 million locations.
Safety
Safer than carrying cash. Replaceable if lost or stolen. Only take out money when you need it.